Raisin Bank is a pan-European B2B2X service bank, providing flexible and innovative Banking-as-a-Service (BaaS) solutions to financial service providers and platforms across Europe.

By combining a cloud-based BaaS platform with deep banking expertise, we enable our partners to launch and scale modern financial products. Our platform covers critical banking capabilities and must meet high standards in terms of reliability, security, and regulatory compliance.

Team

The Payments Platform Team owns the end-to-end payment processing landscape of Raisin Bank — from payment initiation through clearing and settlement.

This includes, among others:

• SEPA Credit Transfers and SEPA Instant Payments
• TARGET services (e.g. T2)
• Cross-border payment standards (e.g. CBPR+)
• Local payments (e.g. PLN payments)
• Transaction monitoring, including sanctions and fraud screening

Some capabilities are provided through external vendors, while others are developed and operated in-house. The team works closely with engineering, compliance, operations, and external payment partners to ensure smooth, compliant, and scalable payment flows.

As a Working Student, you will support a Product Manager in this team and gain hands-on exposure to how payment systems are designed, operated, and continuously improved in a regulated banking environment.

Your Responsibilities

In this role, you will support the Product Manager in day-to-day work and ongoing initiatives across the payments domain.

Your responsibilities include:

• Supporting the planning, coordination, and documentation of initiatives within the payment processing domain.
• Assisting with the preparation and follow-up of meetings with internal stakeholders, vendors, and partners.
• Helping to maintain and structure product or project documentation (e.g. requirements, process descriptions, presentations).
• Supporting analysis of payment flows, operational metrics, or regulatory requirements.
• Assisting with backlog preparation, prioritisation discussions, and roadmap updates.
• Contributing to transparency and alignment by tracking progress, dependencies, and open topics.
• Gaining a solid understanding of payment processing, transaction monitoring, and related regulatory frameworks.

This role offers the opportunity to learn how complex banking platforms are managed and evolved in close collaboration with technical and non-technical stakeholders.

Your Profile

We are looking for a motivated working student who is eager to learn and interested in banking, payments, and financial technology.

You bring:

• Ongoing studies in Business, Economics, Finance, Information Systems, Computer Science, or a comparable field.
• Strong analytical and structured thinking.
• Interest in payment systems, financial infrastructure, or regulated environments.
• A reliable and organised working style, with attention to detail.
• The ability to communicate clearly with different stakeholders.
• Very good written and spoken English (German is a plus, but not required).

Ideally, you also have:

• First exposure to banking, fintech, or payment-related topics (e.g. through coursework, internships, or student jobs).
• Basic understanding of how software systems interact (e.g. APIs, workflows, or data flows).
• Curiosity about how regulation, technology, and operations come together in financial services.

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €400 and one full training day per year.
• Flexible working hours, home office and 20 vacation days per year.
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.