The Cash Solutions business line is a vital pillar of the Raisin Bank business. Its continued growth entails smooth, scalable and compliant financial operations. Your work ensures all incoming and outgoing bank payments around the ATM and CDM (Cash Deposit Machine) cash solutions business are accounted for, accurately reconciled in our accounting tool, and you will delight our accountants, auditors and our internal finance users.

As the Senior Product Manager for the Cash Management team in Raisin’s Corporate Services Tribe, you will own and evolve our accounting and reconciliation solutions for Raisin bank’s Cash Solutions business, across self-built microservices and the NetSuite ERP system.

You will report to the Head of Product for the Corporate Services Tribe. You will be a key player and co-lead a cross-functional team together with your Engineering Lead counterpart, in delivering robust and scalable products to support our fast growing businesses.

You will work closely with our finance teams, and collaborate with leaders from Raisin bank core and data tribes, Cash Solutions Business and Operations teams.

• Product at Raisin requires a broad set of soft and hard skills. While every day is different we see the following as a useful guide as to what to expect.

• You will be the go-to expert for your product and know how company-level business results are influenced by your product.

• You will lead the iterative refinement of major customer- or business- product problems in your product. You express clearly their value and success criteria, and you call out risks, dependencies and assumptions to qualify. You exhibit accountability for outcomes, not just output.

• You will foster the habit of working with data, and you improve the availability of data.

• You have a strong experience in Software Design and Analysis: you can quickly ingest concepts and work closely with stakeholders to translate business goals into functional solutions. You are skillful in breaking down complex problems to solve, identifying data inputs to be processed that will result in the expected outputs derived from the business requirements.

• You will help to illuminate the (collective best guesses for) the most valuable and feasible path for the next 12 months. You get buy-in and inspire your colleagues to help realise it.

• You will author and make transparent quarterly OKRs and plans with your Engineering lead which have clear value and connection to strategy, ambition and realism, and seek buy-in from your team and stakeholders.

• You will work excellently with your engineering and finance colleagues. You have a sufficient grasp of the best practices of these disciplines, and our implementations-that you can usually sketch coherent high-level solutions to product problems in various relevant software design artefacts which fundamentally stand up to critiques of your counterparts.

• You will foster a team culture in which feedback is given and received willingly and continually incl. public praise and private, considerate learning opportunities. For you, failure is a shared outcome.

• You will establish and maintain high-functioning communication channels between your team and all your stakeholder groups to maximise their and your effectiveness. You understand their goals, jobs and pains. You bring in the right people, at the right time, in the right way to topics, and convey complex topics, simply and effectively.

• You will lead groups of cross-discipline colleagues through complexity and ambiguity to rapidly reach alignment and meaningful decisions.

Must haves:

• 4+ years of direct Product Management experience, incl. leading a cross-functional team of engineers

• 6+ years experience working on/with technology-powered products, in product-adjacent areas e.g. development, operations, design

• FinTech experience, including at least one of:

  • Experience with card schemes (Visa, MasterCard, etc.)

  • Knowledge of Accounting concepts and/or experience working with ERP systems, e.g. NetSuite.

Should haves:

• Experience building distributed systems/microservices

Important attributes for this role:

• You are detail oriented and highly analytical in nature (ideally with a bachelor degree, or previous experience in an analytical discipline)

• You are a master in conducting workshops and product discoveries with different stakeholders, e.g. Operations and Finance teams.

• You are organised and multi-threaded; happy moving multiple topics forward in parallel.

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which, connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €2,000 and four full training days per year.
• Access to Babbel for continuous language learning.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• Flexible working hours, home office and 30 vacation days.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• You are moving from another country or city to join us? We will support your relocation.

Raisin is the trailblazer in the savings and investment space. Founded in 2012, the fintech company started by opening the $95+ trillion deposits and investments market of the European Union, the United Kingdom and the United States to consumers.

Today, Raisin serves more than one million customers in these three markets, offering savings products as well as investment and pension products. This makes the Berlin-based fintech one of the leading global savings and investments marketplaces. Savers get a wider choice of attractive products with the ability to move their money freely. In addition, financial service providers get best-in-class marketplace solutions for their customers, and banks get better access to retail funding.

Raisin operates its own B2C marketplaces in Europe and the U.S. under the brands Raisin and WeltSparen. In Germany, the company offers ETF-based investment and retirement products in addition to savings products. Raisin works with over 400 banks and financial service providers from over 30 countries

We are backed by renowned international investors such as b2venture, Deutsche Bank, Goldman Sachs, Greycroft, Headline, Index Ventures, Latitude Ventures, Orange Ventures, PayPal Ventures, Top Tier Capital Partners, Ribbit Capital, Vitruvian Partners and M&G.

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

In total, we have 7 offices across the world: Berlin, Frankfurt, Hamburg, Madrid, Manchester, Munich and New York.

We also think it’s important to take the time to celebrate our hard work and achievements together, with events like our yearly summer and winter party, as well as a couple of smaller get-togethers.

We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.