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Engineering Lead - Payments and Accounts (m/f/d)



Berlin, Germany · Munich, Germany · Frankfurt, Germany
Posted on Tuesday, July 9, 2024
About Raisin Bank

As part of the Raisin family, Raisin Bank combines the best of both worlds: the experience and security of a bank, with the flexibility and innovation of a start-up. Our team is just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place!

Founded in 1973, our dynamic and innovative service bank has a full banking licence and brings the decades of experience of an established German credit institution to the table. In processing both loan portfolios and receivables of selected borrowers, it combines performance strength and competent advice with efficient solutions. Since 2019, the bank has been a wholly-owned subsidiary of Raisin and has been operating under the name Raisin Bank AG since August 2019.


Raisin Bank aspires to be the leading pan-European B2B2X service bank. It provides flexible and innovative banking-as-a-service solutions to financial service providers and platforms across Europe.

Using a cloud based Banking-as-a-Service approach, we empower our B2B customers to innovate finance. Our goal is to build long term partnerships. Therefore we refer to our customers as partners.

  • We provide the infrastructure for innovative business models in financial services. For our partners, we combine state-of-the-art technology with extensive banking experience.

  • Together, we continuously improve and expand our products and services to enable strong and sustainable growth.

  • We are an agile organization that entrusts responsibility to its employees and offers them a variety of growth opportunities. Our corporate culture is based on trust, integrity and feedback. Together, we strive for sustainable growth, resilience and diversity.

Tech Stack
Feel free to check our tech stack here!
Your Responsibilities
  • Leading and coordinating a team of experienced engineers.

  • Organization and optimisation of work processes within the team.

  • Actively shaping the engineering team through communication, goal setting, best practices aligned with the bank's objectives.

  • Supporting the team in the design and development of functionalities, operation of existing systems and support of partners or service providers.

  • You collaborate closely with your team’s Product Manager and Tech Lead.

  • Supporting the team and Tech Lead in the development of technical requirements.

  • Proactive communication and exchange with business teams, as well as technical teams in the Raisin Group.

  • You nurture an inspiring environment with open communication and a culture of trust.

  • You facilitate the team’s work on strategy and planning for the delivery.

  • You recruit, hire, and onboard engineers into the team.

  • You develop both your engineers’ soft- and technical skill sets according to the company’s goals and needs.

  • You proactively resolve impediments and mitigate risks for your team.

  • In case you need to escalate delivery and team risks, you do this in a timely fashion, with a well-articulated solution/mitigation plan.

  • With the Product Manager, you drive the OKR process for your team: communication of objectives, Key result definition, team commitment, and pairing OKRs with individual target agreements for your engineers.

  • You craft agreements and individual development plans with every team member, aligned to the team's goals.

  • You uncover training opportunities as well as provide coaching for your team.

  • You recognise high performance and reward accomplishments; you act on low performance in a timely manner.

  • You establish and keep strong performance standards for your direct reports.

  • You are responsible for the full E2E delivery cycle: from requirements analysis, and effort estimation, through design, implementation, QA, and delivery.

Your Profile
  • You have a university degree in Computer Science, Engineering, Information Systems or related fields or equivalent practical experience.

  • You bring at least 2 years of leadership/people management experience and have a strong focus on delivery.

  • You have hands-on experience in technical platform transitions within a company.

  • You have strong hands-on experience (min. 4 years) as Software Engineer or Architect and want to stay one of the main contributors of your team.

  • You know how to manage software projects to a successful delivery in a collaborative fashion.

  • You have up-to-date, in-depth knowledge of the software development lifecycle in modern backend technologies (Node.JS/TypeScript, Terraform, python is a plus but not mandatory)

  • You have experience with Relational Databases (i.e. MySQL), Object Relational Mapping (ORM, i.e. Prisma) and NoSQL (i.e. DynamoDB)

  • You are comfortable with open code and architecture discussions.

  • You bring experience with AWS Services (especially Serverless) and RESTful-APIs

  • Very good communication skills; Fluency in English; German-language skills are a plus but not mandatory.

  • You have at least 1 year of experience leading distributed/remote/hybrid teams.

  • In-depth experience in agile software development according to Kanban and/or Scrum.

Join our mission, join our team - and grow with us!

As part of the strong Raisin family, Raisin Bank combines the best of both worlds: The experience and security of a bank with the flexibility and innovation of a Start-up.

Our employees are just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place! In our agile FinTech environment, you have the opportunity to work in an international team and gain new experience. We provide:

  • Employee Development Budget of €2,000 and access to Babbel for continuous learning.

  • Exciting cooperation partners and projects in the banking and Start-Up environment.

  • A fully cloud-based Banking-as-a-Service Platform.

  • Company-wide use of industry-leading tools for analysis, development, communication and collaboration such as AWS Stack, Splunk, GSUITE, Slack, Atlassian Suite (Jira, Confluence, Trello) and many more.

  • Dynamic environment, a hands-on mentality and agile ways of working.

  • Flexible working hours and 30 days holiday plus Christmas Eve and New Year's Eve off.

  • Collegiality and a supportive learning environment.

  • Promotion of company pension schemes and capital-forming payments (vermögenswirksame Leistungen).

  • We subsidize the Deutschland Ticket with €25 per month.

  • A diverse team of experts to learn from and to inspire each other.

About us

Raisin is the trailblazer in the savings and investment space. Founded in 2012, the fintech company started by opening the $95+ trillion deposits and investments market of the European Union, the United Kingdom and the United States to consumers. Today, Raisin serves more than one million customers in these three markets, offering savings products as well as investment and pension products. This makes the Berlin-based fintech one of the leading global savings and investments marketplaces. Savers get a wider choice of attractive products with the ability to move their money freely. In addition, financial service providers get best-in-class marketplace solutions for their customers, and banks get better access to retail funding. Raisin operates its own B2C marketplaces in Europe and the U.S. under the brands Raisin, WeltSparen and ZINSPILOT.

In Germany, the company offers ETF-based investment and retirement products, Private Equity and Crypto investments, and savings products. Raisin works with over 400 banks and financial service providers from over 30 countries. Raisin has €50 billion AuA and generated over €1 billion in interest for its customers worldwide. Raisin is backed by renowned international investors such as b2venture, Deutsche Bank, Goldman Sachs, Greycroft, Headline, Index Ventures, Latitude Ventures, Orange Ventures, PayPal Ventures, Top Tier Capital Partners, Ribbit Capital, Vitruvian Partners and M&G.

The company has offices in Berlin, Frankfurt, Hamburg, Madrid, Manchester, Munich and New York.

We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.